No-stress mortgages

Understand your purchase mortgage options and get answers to all your questions. Cut through the confusion and buy your new home in California or Florida with confidence.

Simplify your mortgage experience

It’s hard to know who to trust when you’re looking for a mortgage. The loan types, rates, and fees are designed to confuse you. And you may feel pressure from every side, and everyone— the seller, the agent—has their own agenda.

Without the right advice, you can easily get locked into a bad deal for decades. That’s why you need an advocate in the process. I’ll help you understand your options and guide you painlessly into a new home loan that fits your goals.

Plus, I’ll handle all the critical details for you. So you can worry about which color to paint your new kitchen, instead of stressing over your closing date.

The pain-free way to finance your new home

Mountains of experience

With 15+ years in the industry, I’ve seen it all. I’ll help you understand the best mortgage refinancing options for reaching your financial goals.

Simple Savings

You’ll get the lowest rates AND save on fees! With lower overhead than most big mortgage firms, I can pass those savings on to you.

Transparent terms

I’ll help you visualize the long-term and short-term financial impact of your mortgage options, so you can make the best decision for you and your family.

Concierge-level service

From answering your calls to helping you fill out your loan application, I’m here to make your life easier every step of the way.

How your mortgage process works

The key milestones in your new home buying journey are detailed below. When we work together, I’ll give you a detailed breakdown of what needs to be done at each step (and who’s responsible), so there are no surprises and we stay on track to close your loan on time.

Step 1 ~ Pre-Qualification

Discover your options

Tell me about your current financial situation and your desired mortgage. Whether you’ve started looking at home yet or not, I’ll help you narrow your options, see estimated rates, and set realistic expectations.

Step 2 ~ Pre-Approval

Choose your path

Some agents may want you to be pre-approved before they start showing you homes. I’ll guide you through the application process to get you a pre-approval letter so that you’re 100% ready to make a confident offer when you find the perfect home.

Step 3 ~ Approval

Finalize the details

With your purchase agreement accepted, I’ll submit your loan to the lender for final approval. While you work on lining up inspections and finding homeowner’s insurance, I’ll follow up with your agent and lender to keep everything on track for a timely closing.

Step 4 ~ Closing

Schedule the party!

Once the lender has approved the application, we’ll schedule a date to sign the closing documents with a notary public. From there, the lender will fund the loan, the seller gets paid, and you’ve got the keys to your new home!

Want to explore your mortgage options?

See what my clients have to say

Vanessa V.
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I’m so glad I am working with you! You’re so quick to respond and consistently provide detailed explanations. It’s like you’re anticipating my questions!
Todd D.
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Arvin was very thorough during our loan process. He's a diligent mortgage broker and his responses to all our inquiries were prompt. Our loan closed on time with no surprises and we highly recommend him.
Alice H.
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I am grateful to have worked with Arvin to refinance my loan with the lowest possible rate. It was a fast and smooth process. I couldn't be more pleased with my experience.
May P.
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Thank you so much, Arvin, for walking me through the whole process and answering all of my questions! I truly appreciate everything you have done!
John L.
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I had the best refinancing experience. Arvin asked the right questions and tailored my loan to fit my exact needs. His rates and fees were the most competitive and his knowledge and service were way beyond my expectations. He'll be my consultant again in the future.
Jobe O.
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Trusting Arvin with my refinance was without question the best decision I made. He was professional, respectful and he kept me updated throughout the entire process. I'm beyond happy with the level of attention Arvin delivers. I truly had the best experience and I highly recommend working with Arvin.
Stef V.
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Thank you for all of your help. You made the process so easy for me, and I will definitely recommend you when the opportunity arises!
Ramnik S.
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Our loan was tricky due to so many moving parts. Arvin made us feel comfortable and walked us through the entire process and details. He provided us breakdowns, calculations, and explained the intricate parts of the refinance. The process was seamless and fast. Best part, he got us an amazing rate! Thanks a lot brother!
Mark S. & Janice S.
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You have been extraordinary! Can’t thank you enough, and we will definitely refer you to others who may have a similar need. Great experience working with you!
Joe R.
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I very much enjoyed working with Arvin to obtain my mortgage loan. He is thorough, courteous, totally competent and a pleasure to work with. My loan was especially complicated and Arvin was very persistent and dedicated in obtaining loan approval. Thanks so much!
Marvin C.
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Working with Arvin on our home purchase process was truly a blessing. Arvin is thorough and transparent. He never sold us a “perfect world” mortgage scenario that would later change. He always gave me realistic numbers that I could depend on. The unbelievable part was that Arvin got us closed just 20 days after our purchase offer was accepted! We never expected it to be that fast. I will definitely recommend Arvin to any friend or family in the future.

Have questions about mortgages?

Reach out for a no-obligation conversation. I’ll answer your questions and get you onto the right track immediately. Just send me a message and let me know how I can help!