No-stress mortgages

Understand purchase mortgage options and get answers to all mortgage questions. Cut through confusion and buy a new home in California or Florida with confidence.

Simplifying mortgage experiences

It’s hard to know who to trust when searching for a mortgage. The various loan types, rates, and fees are confusing. And there may be pressure from every side, and other people involved in the transaction with their own agendas.

Without the right advice, people can easily get locked into a bad mortgage for several years. That’s why home buyers need an advocate in the process. I’ll help my clients understand their options and guide them painlessly into a new home loan that fits their goals.

Plus, I’ll handle all the critical details for my clients and their agents. All my clients will have to worry about is which color to paint the new kitchen, instead of stressing over the closing date.

The pain-free way to finance a new home

How the mortgage process works

The key milestones in a new home buying journey are detailed below. When working together, I’ll give my clients a detailed breakdown of what needs to be done at each step (and who’s responsible), so there are no surprises and we stay on track to close the purchase loan on time.

Step 1 ~ Pre-Qualification

Discovering the options

This is where my clients and I discuss the current financial situation and the desired mortgage loan. Whether my clients have started looking at home yet or not, I’ll help them narrow their options, see estimated rates, and set realistic expectations for choosing a path forward.

Step 2 ~ Pre-Approval

Choosing a path

Some of my clients’ real estate agents may need a a pre-approval before touring homes for sale. I’ll guide my clients through the application process to then provide a pre-approval letter immediately so my clients and their agents are 100% ready to make a confident offer when finding the perfect home.

Step 3 ~ Approval

Finalizing the details

With the purchase agreement accepted, I’ll submit the loan to the wholesale lender for a final approval. While my clients and their agents’ work on lining up inspections and finding homeowner’s insurance, I’ll follow up with my clients’ agent and lender to keep everything on track for a timely closing.

Step 4 ~ Closing

Scheduling the party!

Once the lender has given a final approval on the application, it’s time to schedule a date to sign the closing documents with a notary public. From there, the lender will fund the loan, the seller gets paid, and my clients get the keys to your new home!

Want to explore mortgage options?

See what my clients have to say

I’m so glad I am working with you! You’re so quick to respond and consistently provide detailed explanations. It’s like you’re anticipating my questions!

Arvin was very thorough during our loan process. He's a diligent mortgage broker and his responses to all our inquiries were prompt. Our loan closed on time with no surprises and we highly recommend him.

I am grateful to have worked with Arvin to refinance my loan with the lowest possible rate. It was a fast and smooth process. I couldn't be more pleased with my experience.

Thank you so much, Arvin, for walking me through the whole process and answering all of my questions! I truly appreciate everything you have done!

I had the best refinancing experience. Arvin asked the right questions and tailored my loan to fit my exact needs. His rates and fees were the most competitive and his knowledge and service were way beyond my expectations. He'll be my consultant again in the future.

Trusting Arvin with my refinance was without question the best decision I made. He was professional, respectful and he kept me updated throughout the entire process. I'm beyond happy with the level of attention Arvin delivers. I truly had the best experience and I highly recommend working with Arvin.

Thank you for all of your help. You made the process so easy for me, and I will definitely recommend you when the opportunity arises!

Our loan was tricky due to so many moving parts. Arvin made us feel comfortable and walked us through the entire process and details. He provided us breakdowns, calculations, and explained the intricate parts of the refinance. The process was seamless and fast. Best part, he got us an amazing rate! Thanks a lot brother!

You have been extraordinary! Can’t thank you enough, and we will definitely refer you to others who may have a similar need. Great experience working with you!

I very much enjoyed working with Arvin to obtain my mortgage loan. He is thorough, courteous, totally competent and a pleasure to work with. My loan was especially complicated and Arvin was very persistent and dedicated in obtaining loan approval. Thanks so much!

Working with Arvin on our home purchase process was truly a blessing. Arvin is thorough and transparent. He never sold us a “perfect world” mortgage scenario that would later change. He always gave me realistic numbers that I could depend on. The unbelievable part was that Arvin got us closed just 20 days after our purchase offer was accepted! We never expected it to be that fast. I will definitely recommend Arvin to any friend or family in the future.

Arvin was wonderful to work with. He was always available for questions and very responsive to texts and emails. It was a pleasure doing business with Arvin and we would highly recommend him for any mortgage needs.

Have questions about mortgages?

Reach out for a no-obligation conversation. I’ll answer all questions to get my clients onto the right track immediately. Just send me a message and let me know how I can help!